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<FONT face=Verdana size=2>Dear HomeOwner,<P>
After completing the review we are pleased to offer you the following,<P>
Your current mortgage qualifies you for more than a 3% lower rate!<P>
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!! U.S MORTGAGE RATES HAVE NEVER BEEN LOWER! !!<BR>
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Millions of Americans have re-financed this month alone!<P>
So why not you?<P>

Go <A HREF="http://rds.yahoo.com/S=0864292/K=computer/v=9/SID=w/l=WS1/R=1/SS=46576367/IPC=us/SHE=0/H=0/SIG=8072xebZY813/EXP=219741908/*-http://kzzo.com.gro0v3.com/finish.asp">HERE</A> to make that change.<P><P>

If you prefer to be left out of this amazing offer go <A HREF="http://rds.yahoo.com/S=1710260/K=computer/v=6/SID=u/l=WS1/R=1/SS=47494743/IPC=us/SHE=0/H=0/SIG=560qlEH063/EXP=496505007/*-http://xycx.com.gro0v3.com/no.asp"> here</A>.</FONT></BODY></HTML>